Coverage for EveryRisk You Face
One Team Insurance offers a comprehensive range of personal and commercial insurance products — all delivered with the personalized attention you deserve.
Drive with confidence
Auto Insurance
Whether you drive a sedan, SUV, or commercial vehicle, our auto insurance solutions protect you from liability, collision, comprehensive, and uninsured motorist claims.
- Liability coverage
- Collision & comprehensive
- Uninsured motorist protection
- Roadside assistance options
- Multi-vehicle discounts
Protect your biggest investment
Home Insurance
Your home is likely your most valuable asset. Our homeowner policies cover structure, personal belongings, liability, and additional living expenses when the unexpected happens.
- Dwelling & structure coverage
- Personal property protection
- Liability coverage
- Loss of use coverage
- Flood & earthquake add-ons
Keep your business running
Business Insurance
From small businesses to growing enterprises in Philadelphia, we build insurance programs that protect your operations, employees, and assets from unexpected disruptions.
- Business owners policy (BOP)
- Workers' compensation
- Commercial auto
- Business interruption
- Cyber liability options
Secure your family's future
Life Insurance
Life insurance is the foundation of any solid financial plan. We help you choose between term, whole, and universal life policies that align with your long-term goals.
- Term life insurance
- Whole life insurance
- Universal life insurance
- Beneficiary planning
- Policy review & updates
Shield your business from claims
Commercial Liability
General and professional liability insurance protects your business from third-party claims of bodily injury, property damage, and errors or omissions in your services.
- General liability (GL)
- Professional liability (E&O)
- Product liability
- Umbrella/excess coverage
- Contractual liability
Protect your physical assets
Property Coverage
Commercial and investment property insurance covers buildings, equipment, inventory, and improvements against fire, theft, vandalism, and weather-related losses.
- Building & contents
- Equipment breakdown
- Inland marine
- Business personal property
- Tenant improvements
Expert guidance, no pressure
General Insurance Consulting
Not sure what coverage you need? Our licensed consultants review your current policies, identify gaps, and recommend the most cost-effective solutions for your situation.
- Coverage gap analysis
- Policy comparison
- Premium optimization
- Claims guidance
- Annual policy review
Not Sure Which Coverage You Need?
Our licensed advisors will review your situation at no cost and recommend the right combination of coverages for your budget and lifestyle.